Great Video and A message from Captain Indestructible

You’re in the prime of your working years. You’re able-bodied and fit and probably haven’t given much thought, if any, to the possibility of something happening that would prevent you from going to work every day. It’s even less likely that you’ve spent time thinking about your need for disability insurance.

That’s a mistake a lot of people make. They think disability insurance is something they’ll get to eventually, maybe when they’re a little older or when health issues start to arise. In reality, a disabling illness or injury can strike at any time, and the odds of it happening to you are much greater than you probably realize. During your working years, the chances of experiencing a disability lasting three months or more is one in three. One in five Americans will be out of work for a year or more at some point in their career.

Remember, you’re not indestructible. Make sure you and your family are protected in the event a disability kept you from doing your job. If you have any doubts as to how you or your family would manage without your income for a period of time, explore the LIFE website to learn more about disability insurance coverage.

• Who needs it?
• Sources of income protection
• Disability needs calculator
• Lifetime earnings calculator
• Where do I buy it?
• An example
• Life events
• Key terms
• realLIFEstories
• A message from Captain Indestructible
• Printable consumer guide (PDF)
• Companies participating in Disability Insurance Awareness Month

  Courtesy of LifeHappens.org

Please contact me directly if you need help with anything else or have any addition questions.
Robb Beltran, RFC
rob@belstarfinancial.com